we'll get you approved for
6 figures of 0% interest capital
In as little as 14 days

and we'll do it all for you

By using our Funding Optimization Process to turn you from “unfundable” into an ideal client the banks

will beg to give money to.

Even if you've gotten rejected for funding before

and even if your credit isn't the best.

130+ every-day builders got approved for funding

Claim your free blueprint TODAY 👆

Claim your free approval
blueprint TODAY 👆

Marcus Mcurdy

Founder of L&T Solution

marcus went from 5 months of funding rejections to getting approved for $80k in 0% interest capital in just 4 weeks

"I was honestly at my wits end. I needed cash to get through some hard times in the business. I had tried every method, tactic and strategy out there to get my hands on funding. of course nothing worked. I was ready to throw in the towel. But then I came across Citidel across an ad. Spoke to Eli and he had so much knowledge surrounding funding I decided to give them a shot. Just a month later I got approved for $110,000 in funding at 0% interest."

Rated: Excellent

Need capital to scale your business?

Please DO NOT read this

unless you absolute need to get approved for funding

This goes against everything you may have heard about how 0% interest funding works…

Dear business builder,

What if there was a way to get approved for as much cash you need…

So you can scale your existing business by 10X…

Or invest in new assets that accumulate in value while you sleep…

Or just finally stop the constant, unrelenting stress of having to survive month to month.

What if you could get access to the most attractive loan product on the market…

Dear business builder,

What if there was a way to get approved for as much cash you need…

So you can scale your existing business by 10X…

Or invest in new assets that accumulate in value while you sleep…

Or just finally stop the constant, unrelenting stress of having to survive month to month.

What if you could get access to the most attractive loan product on the market…

Up to $150,000 of funding at 0% interest for 12-18 months.

That's essentially free money for an entire year...

Without having to resort to:

Dipping into your bank account
Maxing out your personal credit cards
Disrupting your existing cash flow
Getting taken advantage of by predatory MCA lenders
Being chained to high interest term loans
Rolling the dice on an SBA loan that won't even move the needle.
Giving away a huge chunk of the business you worked so hard to build to greedy "investors"

And what if you could get approved for that much funding even if you've gotten rejected dozens of times…

Or if your credit score starts with a 6…

Or even a 5…

"Bullsh*t"

We know, that sounds utterly ridiculous.

But in the next few paragraphs we're going to show you, step-by-step, how we used a new process called "Funding Optimization"…

To turn business owners who keep hearing "no" every time they apply for funding…

Into irresistible clients the banks practically beg to give funding to.

FROM 12 REJECTIONS

$225,000 IN FUNDING:

Stop us if this sounds familiar:

You've been trying to get approved for funding so you can finally start growing your business the smart way…

You do all the research, read every article, watch more YouTube videos than you care to admit

Maybe you even start working with a funding company..

You have a list of banks you think you have a fair shot with.

You check the requirements, you fit those.

After all, your credit is pretty good.

Not perfect, but good enough.

You have every document you need.

Your business fits the bill. After all, you don't need millions. You just need enough to finally start buying back some of your time…

So you fill out the online application, double, triple, quadruple check all of your information..

Looks good.

You've crossed the t's, dotted the i's.

You hit apply.

A few hours later you get an email from the bank.

This is it, you're about to turn everything around.

"We regret to inform you that we can't

approve your business for a loan."

…

What happened?

Where did you go wrong?

It's not your fault.

You've been lied to

about what it takes to actually get approved for 0% interest funding.

See, banks have something called "internal scoring models".

These help banks decide whether to approve or deny credit applications.

Similar to how a college reviews a student's report card before admitting them into their school.

Or how a hiring manager has to review a person's resume before giving them the job position…

Banks have algorithms that look at your credit history, and in less than a second decides if you're worthy to be approved for funding.

These scoring models can have dozens of approval signals inside them.

And each bank has different approval signals that they update all the time.

So you have dozens of banks…

With dozens of signals per bank.

And this is a big problem…

Because if you don't match these approval signals damn near perfectly…

You won't get approved.

And to make matter worse, most of these signals are completely out of your control.

Which means you need to absolutely nail the ones that are in your control.

Ok so….

what are these approval signals?

How do you find them?

What even are they?

Well, over the past 5 years we’ve been building relationships with business funding managers at JP Morgan Chase, US Bank, Citizens…

And about a dozen of the biggest lenders in the US

with one goal in mind:

We wanted to know exactly what it takes to get access to 6 figures in 0% interest funding.

No fluff, no guess-work, no b.s.

And since we were working so closely with these funding managers..

We got them to pull back the curtain and reveal everything.

And what they told us literally changed our entire business.

Here’s what we found out:

Banks actually WANT to

fund your business.

Which sounds ridiculous considering how absurdly complicated it is to get approved (more on that in a second).

But it’s true.

You see, a bank needs to lend out a lot of money and a lot of different KINDS of money.

The more money they lend out, the more yield (or returns) they make off of interest.

And they need different loan products in their portfolio to avoid “over-leveraging”.

Credit cards, mortgages, auto loans,

you get the gist.

This combination is called an “Equity Class”.

But their golden child? The Mona Lisa of lending products as the banks see it?

Business loans.

Think about it,

Not only are businesses a “safer bet” than regular consumers…

But when a business owner who a bank loaned money to starts making a boatload of cash…

Where do you think they’re parking it?

Who gets to loan out that parked cash 10x again to make even more “yield”?

These banks want businesses as their customers so badly that they’re willing to offer 0% interest on loans for as long as 18 months..

Just to get you in the door.

Ok but wait, if banks want to give me capital so badly…

Why is it nearly impossible to get approved?

Remember those approval signals we mentioned a minute ago?

Well according to those bank funding managers…

It turns out the approval process banks use for 0% interest credit cards is completely different than the one they use for every other loan.

It even has a name:

Funding Scoring Models.

And according to these scoring models,

You don’t need:

Loads of tax return statements
Years of financial documents
A 20 year old corporation
Any collateral at all

To get approved for 0% interest funding.

In fact, things like cash flow statements, personal income and years in business only make up 5% of the lending “weight”.

The other 95%?

Now you’re probably thinking…

“No duh, I just need a perfect credit score”

Nope.

Banks DON'T make decisions

based on how low or high your "credit score" is…

Instead, they review a list of just a few items on your credit profile.

Items that the banks view as “red flags”

In fact, you can get funded even if you’re starting with a credit score in the 500s.

How?

By using a few loopholes to manipulate your credit, essentially tricking the banks into seeing you as the ideal lending candidate.

And it’s 100% legal.

See, thanks to those Funding Managers we mentioned earlier, we were able to access the inner workings of these funding scoring models.

We got to see each and every item on a credit report that these banks flag as part of their scoring model.

Which ones they ignore..

And which ones are non-negotiables.

So now we had a list of the most important items on someone's credit report…

Items that spell the difference between a $75,000 approval and an instant rejection email.

These were the hidden approval signals.

We were so close…

But we still needed to figure out how to actually change those items and

match those approval signals.

And take someone's credit

from a red flag

to a bright green flag…

And to make matter worse, most of these signals are completely out of your control.

Which means you need to absolutely nail the ones that are in your control.

Ok so….

what are these approval signals?

How do you find them?

What even are they?

Well, over the past 5 years we’ve been building relationships with business funding managers at JP Morgan Chase, US Bank, Citizens…

And about a dozen of the biggest lenders in the US

with one goal in mind:

We wanted to know exactly what it takes to get access to 6 figures in 0% interest funding.

No fluff, no guess-work, no b.s.

And since we were working so closely with these funding managers..

We got them to pull back the curtain and reveal everything.

And what they told us literally changed our entire business.

Here’s what we found out:

Banks actually WANT to

fund your business.

Which sounds ridiculous considering how absurdly complicated it is to get approved (more on that in a second).

But it’s true.

You see, a bank needs to lend out a lot of money and a lot of different KINDS of money.

The more money they lend out, the more yield (or returns) they make off of interest.

And they need different loan products in their portfolio to avoid “over-leveraging”.

Credit cards, mortgages, auto loans,

you get the gist.

This combination is called an “Equity Class”.

But their golden child? The Mona Lisa of lending products as the banks see it?

Business loans.

Think about it,

Not only are businesses a “safer bet” than regular consumers…

But when a business owner who a bank loaned money to starts making a boatload of cash…

Where do you think they’re parking it?

Who gets to loan out that parked cash 10x again to make even more “yield”?

These banks want businesses as their customers so badly that they’re willing to offer 0% interest on loans for as long as 18 months..

Just to get you in the door.

Ok but wait, if banks want to give me capital so badly…

Why is it nearly impossible to get approved?

Remember those approval signals we mentioned a minute ago?

Well according to those bank funding managers…

It turns out the approval process banks use for 0% interest credit cards is completely different than the one they use for every other loan.

It even has a name:

Funding Scoring Models.

And according to these scoring models,

You don’t need:

Loads of tax return statements
Years of financial documents
A 20 year old corporation
Any collateral at all

To get approved for 0% interest funding.

In fact, things like cash flow statements, personal income and years in business only make up 5% of the lending “weight”.

The other 95%?

Now you’re probably thinking…

“No duh, I just need a perfect credit score”

Nope.

They key thing to remember is, banks DON'T make decisions

based on how low or high your "credit score" is…

Instead, they review a list of just a few items on your credit profile.

Items that the banks view as “red flags”

In fact, you can get funded even if you’re starting with a credit score in the 500s.

How?

By using a few loopholes to manipulate your credit, essentially tricking the banks into seeing you as the ideal lending candidate.

And it’s 100% legal.

See, thanks to those Funding Managers we mentioned earlier, we were able to access the inner workings of these funding scoring models.

We got to see each and every item on a credit report that these banks flag as part of their scoring model.

Which ones they ignore..

And which ones are non-negotiables.

So now we had a list of the most important items on someone's credit report…

Items that spell the difference between a $75,000 approval and an instant rejection email.

These were the hidden approval signals.

We were so close…

But we still needed to figure out how to actually change those items and

match those approval signals.

And take someone's credit

from a red flag

to a bright green flag…

So we did more digging.

We looked into how those specific items were placed on people’s profiles.

How they're reported…

How the data is gathered…

And exactly who has access to that data.

And what we discovered was a complete game changer

You know the Big Three Credit Bureaus? Experian, Transunion, Equifax?

These companies are “primary bureaus”.

Every lender on the planet uses your Big Three credit history data to evaluate you for 99.5% of loans.

But with funding scoring models, there’s one crucial difference.

These models don’t just pull data from the Big Three.

They also pull from a group of 27 companies you’ve probably never heard of.

They’re what’s known in the industry as “secondary data furnishers”.

These companies make billions buying, selling and trading your personal information.

Ok so… what’s the difference?

Why does that matter?

Because that credit data

is being used illegally.

See, there's a reason why it's so hard to find any information about these secondary data companies.

It's because these companies are basically stealing your information…

Without your consent…

And selling it to the highest bidder.

Information like:

How much debt you have
Where you live
Who your family is
How you use your credit cards
What bank accounts you have open
Who your boss is
How many times you applied for a loan

And these companies don't care if that data is accurate.

They don't care that their data is ruining your chances of getting approved for funding.

But we found a loophole.

After hiring to a few consumer data lawyers…

And spending several months on good 'ole R&D

We found a way to combine a series of FCRA, FTC, CFPB, OCC and DSPO regulations…

With a sprinkle of ridiculously complicated legal jargon…

To send a series of very specific “cease and desists” against these data furnishers.

This forces these companies to provide documentation that proves their credit data about you is not only accurate…

But that you gave them your expressed consent to store and sell that data.

And if they can't prove that…

Those red flag credit items are instantly removed.

And 99% of the time, these secondary data furnishers don’t store old data about your consent for longer than necessary.

This triggers a domino effect, automatically removing those items not just from secondary databases…

But also from the Big Three credit bureaus, at the same time.

So not only do you turn into the perfect funding candidate in the eyes of the banks…

But your personal credit score also skyrockets.

Talk about a win-win.

The best part?

Since we can back these secondary data reporting companies into a corner using actual laws that benefit consumers…

This process, which we’ve coined

“Funding Optimization"

…gets results in as little as a few days.

Long story short,

By plugging in this process, we can match the bank’s approval signals

And turn someone who’s “unfundable”…

Into an ideal client the banks would literally BEG to give money to.

And for the past 4 years that’s exactly what we’ve been doing…

So we did more digging.

We looked into how those specific items were placed on people’s profiles.

How they're reported…

How the data is gathered…

And exactly who has access to that data.

And what we discovered was a complete game changer

You know the Big Three Credit Bureaus? Experian, Transunion, Equifax?

These companies are “primary bureaus”.

Every lender on the planet uses your Big Three credit history data to evaluate you for 99.5% of loans.

But with funding scoring models, there’s one crucial difference.

These models don’t just pull data from the Big Three.

They also pull from a group of 27 companies you’ve probably never heard of.

They’re what’s known in the industry as “secondary data furnishers”.

These companies make billions buying, selling and trading your personal information.

Ok so… what’s the difference?

Why does that matter?

Because that credit data

is being used illegally.

See, there's a reason why it's so hard to find any information about these secondary data companies.

It's because these companies are basically stealing your information…

Without your consent…

And selling it to the highest bidder.

Information like:

How much debt you have
Where you live
Who your family is
How you use your credit cards
What bank accounts you have open
Who your boss is
How many times you applied for a loan

And these companies don't care if that data is accurate.

They don't care that their data is ruining your chances of getting approved for funding.

But we found a loophole.

After hiring to a few consumer data lawyers…

And spending several months on good 'ole R&D

We found a way to combine a series of FCRA, FTC, CFPB, OCC and DSPO regulations…

With a sprinkle of ridiculously complicated legal jargon…

To send a series of very specific “cease and desists” against these data furnishers.

This forces these companies to provide documentation that proves their credit data about you is not only accurate…

But that you gave them your expressed consent to store and sell that data.

And if they can't prove that…

Those red flag credit items are instantly removed.

And 99% of the time, these secondary data furnishers don’t store old data about your consent for longer than necessary.

This triggers a domino effect, automatically removing those items not just from secondary databases…

But also from the Big Three credit bureaus, at the same time.

So not only do you turn into the perfect funding candidate in the eyes of the banks…

But your personal credit score also skyrockets.

Talk about a win-win.

The best part?

Since we can back these secondary data reporting companies into a corner using actual laws that benefit consumers…

This process, which we’ve coined

“Funding Optimization"

…gets results in as little as a few days.

Long story short,

By plugging in this process, we can match the bank’s approval signals

And turn someone who’s “unfundable”…

Into an ideal client the banks would literally BEG to give money to.

And for the past 4 years that’s exactly what we’ve been doing…

SO… HOW WELL DOES

FUNDING OPTIMIZATION

ACTUALLY WORK?

In just the past year we've been able to help our clients get approved

for a total of…

$0.0

MILLION

sandra goes from borderline

bankrupt to getting approved for $90,000 in 0% interest capital

Sandra Miller

Founder of Titans Media

"It's like a 100 pound weight has been lifted off of my shoulders. I now have the breathing room to actually focus on growing my business, not just surviving the next months. Save yourself from the guesswork and just go straight to Citidel Consulting. I cannot tell you enough how much of a help they were. They don’t just fund your business. They set you up for life."

lars flips 2 extra properties,

netting him over $70,000 in pure profit after just 45 days of working with us

Lars Marston

CEO of Synergy Real Estate

"Citidel really isn't not like other funding companies. They really go out of their way to set you up for success. Because of them I qualified for $200k in funding and have flipped two extra properties this year all because I had the extra money to do it."

It works so well..

That we're giving the next

20 business owners a

"we definitely lost our minds" offer:

We'll optimize your

entire credit profile

From A-Z..

Completely Done for You

And if you don't get approved for funding we'll give you

100% of your money back…

and we'll keep working for free

until you get funded.

No hassle.

No back and forth.

No questions asked.

We'll optimize your

entire credit profile

From A-Z..

Completely Done for You

And if you don't get approved for funding we'll give you

100% of your money back…

And we'll keep working for free

until you get funded.

No hassle.

No back and forth.

No questions asked.

Here's exactly

what that looks like…

Claim your free approval
blueprint now👇

HERE'S HOW IT WORKS:

HOW OUR PROCESS WORKS:

01. Free Blueprint Call

You'll be connected with a dedicated funding specialist who will analyze how many "red flag" items you have on your profile and create a custom optimization game plan.

02. Optimizing your profile

Within 24 hours our team of 15 funding optimization experts will prioritizing removing the worst offenders on your report using the bulletproof method we've developed over the past 4 years.

03. Tweaking your business

At the same time, we'll pick apart your business filling documents and position your business in a way that makes the banks see you as "safe bet" to give capital to.

04. 24/7 Updates

We'll keep you updated throughout every step of the way. And if you have any questions or concerns we'll be one text, email or phone call away.